Cross-border settlement for travel — without SWIFT.
Configured corridors between markets — each with the rails, licensing and logic the route demands. Settling in minutes, not days, as close to the cost of moving the money as each route allows.
A configured path between two markets.
A corridor is the rails, the regulatory structure and the business logic for one route — assembled, licensed and operated as a single path between two markets. It's how money leaves one country and settles in another, end to end.
Corridors are rail-agnostic by design. The route dictates the mechanism — stablecoins where they're legal, licensed fiat rails where they're not — and the corridor is configured to match. The settlement is the same; only the plumbing changes.
The stablecoin sandwich.
Where stablecoins are legal, a corridor runs a local on-ramp into a stablecoin rail and a local off-ramp at the destination. Ordinary currency at both ends; the stablecoin is invisible in the middle.
Where stablecoins aren't legal (e.g. Morocco), the same corridor runs on licensed fiat rails end-to-end.
We orchestrate the rails — we don't compete with them.
Transio sits on top of licensed institutions — on/off-ramps, EMIs and VASP providers — and coordinates them into a working corridor. We don't replace your rails and we never hold funds; we make the regulated parties route together as one path.
What we add is the travel-grade business logic — auditability, programmability and escrow / conditional release — pre-configured for the travel use case from years of domain work, and purpose-able for other industries.
Logic on the rail, not bolted on after.
Live and in-pilot corridors.
The corridors SWIFT prices out — where we operate and win.
On Kenya ↔ Europe, that's roughly 1.5% all-in where correspondent banking charges 3.5%+ — typically about half, though cost varies by route.
Regulated at both ends.
Every corridor terminates in licensed institutions — licensed EMIs in Europe, and licensed payment and VASP providers in-market. In Kenya, our partners are in regulatory sandbox and will license under the Virtual Asset Service Providers Act, 2025 as the Central Bank of Kenya and Capital Markets Authority windows open.
Money moves only between licensed institutions — Transio never holds funds.
Built for agentic commerce.
As autonomous agents start to transact, the gap isn't intelligence — it's infrastructure. An agent can plan a trip but can't responsibly pay for it without verified identity, authorisation, payment rails and an accountable record. Commerce needs deterministic execution; language models are probabilistic.
A corridor is built to be that execution layer. Money already moves only between identified, licensed institutions — KYC/KYB at both ends — with conditional release and an immutable audit trail, the kind regulators increasingly expect of autonomous systems. And because the rails are programmable, an agent's authorisation and spending limits follow naturally — the same primitives any on-chain wallet already uses. Whether the party moving money is a tour operator or an AI agent acting for a traveller, the settlement is the same: identified, authorised, conditional, traceable.
Find your corridor.
Build a corridor with us.
Thanks — we'll be in touch about your corridor.
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